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Additionally, clients for this kind of strategy can have extreme legal or criminal histories. It is very important to keep in mind that different providers offer a range of problem ages on their ensured concern policies as reduced as age 40 or as high as age 80 - best final expense insurance companies to work for. Some will certainly additionally provide greater stated value, up to $40,000, and others will certainly enable better survivor benefit problems by improving the rates of interest with the return of premium or lessening the number of years up until a complete survivor benefit is available